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If you're going to use a small-cap index like the Russell 2000, you could wish to stop and consider why a great index fund firm, like Vanguard, does not have any funds that follow it. The reason is because it's a lousy index.
I have not even addressed the straw male below yet, which is the truth that it is relatively rare that you actually have to pay either taxes or considerable compensations to rebalance anyway. I never ever have. Many smart financiers rebalance as long as possible in their tax-protected accounts. If that isn't quite adequate, very early collectors can rebalance simply using brand-new payments.
And of training course, nobody needs to be buying packed common funds, ever. It's actually too poor that IULs do not function.
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